NO MONEY DOWN, NO PAYMENTS, NO INTEREST FOR ONE YEAR
GreenSky is a leader in Home Improvement Financing
Home Improvement & Roof Financing Frequently Asked Questions
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once .1
Q: What type of credit is available?
GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.
Q: When does the Deferred Interest plan promotion window begin?
At the time of your first transaction.2
Q: How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.
Q: How long do I have to use my loan?
Once approved, you have four months to make your purchases.
Q: When is my first payment due?
Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.
Q: How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early. Apply today
LICENSES: NMLS #1416362; CT SLC-1416362; NJ MT #1501607 C22
1 GreenSky®is a loan program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants/providers. Participating lenders are federally insured, federal and state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky, LLC and its wholly-owned subsidiaries service the loans on behalf of participating lenders.
2 Interest accrues during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.